Landlords Insurance

Providing landlords and let property insurance for commercial properties, shops and offices

Commercial landlord insurance is designed to cover the property owner rather than the business using the premises and is a combination of buildings and public liability insurance to cover such commercial premises as warehouses, offices, shops, cafés, manufacturing, public houses and the like from perils such as fire, flood, earthquake and subsidence to name a few, for the loss of rent during periods of rebuilding due to those perils and for third party liability claims.

At Lower Premium we can provide an instant online quotation for commercial landlords insurance, safeguarding your property investment from the usual causes of damage and loss to buildings. Also we live in an increasing ‘where there’s blame there’s a claim’ culture and only the most foolhardy would not want their assets protected from third party claims resulting in damage to other property or for personal injury.

Some of the benefits of the insurance cover we offer are the cost of rebuilding the commercial property, for the loss of rent during that time, property owner’s liability cover of up to £2 million and legal expenses are just some of the basics that we provide as standard.

Features and benefits:

• Landlords fittings and fixtures can be included within buildings insurance
• Options of payment including monthly direct debit and full payment
• Personal possessions cover available for customers, employees, directors and partners
• Liability cover to max of £10 million
• Expert claims management take on third party negotiating
• Loss of rental cover to protect your income following on from damage to the property
• Replacement locks and keys following theft
• 24 hour glass claims line
• Dedicated claims and legal help lines
• Property Owners liability at £2million included as standard