Liability Insurance

Providing employers and public liability insurance for tradesmen and professionals

Liability insurance is the specific cover against third party claims for negligence of the insured individual or company. Two main components of this insurance are public and employers liability.

Employers liability insurance

Employers liability insurance will cover your responsibilities towards your staff. It covers the costs of a claim made by your employees/staff against you with respect to their health and safety in the workplace. This will cover either injury while on the job or if they become ill in the future as a result of working for you whether that be on or off site.

Public liability insurance

Public liability insurance cover will protect against the costs involved if a third party makes a claim against you for injury to themselves or for damage to their property that comes about through your actions or those that work for you.

Features and benefits

• Protection of livelihood for sole traders, partnerships and limited companies
• Flexible levels of cover for public liability insurance of £1, £2 or £5 million
• £10 million Employers liability insurance as standard if required
• Option available to include temporary workers to your insurance policy
• Legal fees covered resulting from a Validated Insurer Claim
• Flexible payment options, direct debit or full payment
• First rate claims handling
• Cover for manual and administration staff
• Goods in transit cover available
• Optional tools cover to protect the tools of your trade
• Comparative quotes from 4 UK insurers
• Personal accident cover available