Office Insurance

Protective office insurance policies for your business

Lower Premium is here to offer you office Insurance for over 100 office based businesses, such as Architects, Estate Agents and General Administration. Office insurance is designed to cover you against risks that you are exposed to on a day to day basis from a member of the public falling and injuring themselves to floods, fires and burglaries.

Insuring your office, whether it is a general premises or your home, is extremely important as the value of your contents become more and more expensive with the increase in equipment, from audio visual to computers, if you weren’t insured would you be able to cover the costs in the event of a robbery or fire? You would also need to ensure that you would be able to cover fees from natural disasters or vandalism, which will also result in managing Business interruption, which can be costly.

Features and benefits:

• Option to include all risks cover protecting your business equipment away from the office.
• Option to include electrical equipment away from the office
• Optional buildings cover
• Public liability insurance included as standard
• Business interruption cover included as standard with some insurers
• Employers liability insurance
• Surgery insurance available
• Expert claims handling
• Dedicated claims and legal helplines
• Various payment options available
• 3 insurers offering comparable quotes