Let Property Insurance

Lower the premium of your let property insurance

When renting out a property, you should insure the fabric of the building against any insured perils, including flood, fire or storm, reducing the chance of you being faced with large repair bills. Any furniture that is also contained within the property and owned by the landlord is their responsibility to insure and not the tenants; this includes carpets, aerials and any white goods.

Lower Premium wants to drive down the cost of your let property insurance by providing quality insurance for let properties with great value premiums. We will also provide you with the option to include any fixtures and fittings, should you need to.

Legal expense cover

Legal expense cover is included within our let property insurance, providing you with legal cover for a breach of tenancy agreement, pursuit of tenancy arrears, eviction, legal defence and tax, VAT, PAYE and NIC investigations. For full cover details refer to the household section on the system.

Liability cover for landlords

If you are faced with a liability claim made by a tenant you could face large court fees, so protecting yourself, as a landlord is a good idea. A Lower Premium landlord policy provides you with liability insurance to cover court costs and legal fees.

Features and benefits:

• Choice of 5 insurers
• Protection for all types of tenants: DSS, Professionals, Students, holiday lets and asylum seekers
• Loss of Rent
• Up to 20% no claims discount
• Accidental damage cover available
• Alternative accommodation for tenants