Identity Theft Insurance

Protecting your identity from today’s society

9 million people are affected worldwide by some sort of identity theft, whether this is having your wallet stolen, receiving bogus emails (phishing) or placing a virus on your computer that records everything you type including passwords. Last year £34.4billion was spent on identity theft, an average of £490 for each case, making Identity theft insurance ever more important, protecting your identity in today’s society.

Lower Premium offers identity theft insurance from as little as £21 per year, protecting your name, address, date of birth and bank account details from fraudsters. This will cover your costs you may have to incur in seeing to defend your name and reinstate your credit status if you become a victim of identity theft.

Features and benefits:

• Advice on how to maintain a good credit file
• Identity theft victim assistance
• Loan application fees should you need to reapply for a loan should a lender receive incorrect credit information
• Reasonable law fees towards defence of lawsuits
• Expenses to defend an individual’s name and reinstate their credit status
• Expenses towards costs of telephone calls, time off work if needed and registered post
• Assistance in making an eligible claim
• Identity theft helpline
• Costs of notarisations and affidavits